Joseph N. Tokarev

401k And Roth Ira Contribution Limits 2025 Married. The ira contribution limit is in addition to the $20,500 that you can contribute to a 401(k) if you. For 2025, you can contribute up to $23,000 to a 401(k) if you are under 50.while some workers may contribute the maximum amount, that won't be reasonable.

If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing jointly, your magi. In 2025, the most you can contribute to a roth 401 (k) and contribute in pretax contributions to a traditional 401 (k) is $23,500.